How to Get a GI Bill® Certificate of Eligibility in 2025

The GI Bill® Certificate of Eligibility (COE) is an essential in-document that provides proof that a veteran qualifies for GI Bill programs. This certificate is important for veterans who plan to use their educational benefits for a host of academic pursuits. For veterans and their dependents, learning how to acquire the COE, what it indicates, and how to actually get one are vital.

What is the GI Bill® Certificate of Eligibility?

GI Bill® Certificate of Eligibility: The GI Bill® Certificate of Eligibility is an official form provided by the U.S. Department of Veterans Affairs (VA) that shows a veteran’s eligibility for educational benefits. The certificate describes the exact type of benefits, how long the benefits cover, and relevant information given on the veteran’s service record. The first step for veterans to gain access to financial support for educational programs (to include tuition, housing allowances, and others) is to obtain the Certificate of Eligibility (COE).

How to Request a Certificate of Eligibility

Getting the Certificate of eligibility is a process that includes several steps to verify a veteran’s service records and determine the amount of benefits available. Below is the complete guide in acquiring the COE:

1. Eligibility Criteria: Before applying, veterans should determine whether or not they are eligible based on their service history. Eligibility hinges primarily on factors like length of service, discharge status and particular periods of active duty.
2. Collect Required Documents:
3. DD Form 214: Certificate of Release or Discharge from Active Duty: A summary of a service member’s military career; recognize discharge status and effective dates of active duty.
4. Government ID: A valid ID issued by the government, like a driver license or passport.
5. Direct Deposit: Information includes your bank account and routing numbers for the direct deposit of your benefits.
6. Complete the Application:
7. Online Application:: This is the fastest way to apply, using the VA’s eBenefits portal. The platform enables veterans to file Form 22-1990, Application for VA Education Benefits, electronically.
8. Mail-In Application: Veterans can also access Form 22-1990 directly from the VA’s site, fill it out, and then send it to the VA Regional Processing Office.
9. Await Processing: The VA generally reviews COE applications in about 30 days. Throughout this time, they may reach out to applicants for more details or explanation.
10. Receive the Certificate: If all requirements are met, the VA will send the COE to the veteran’s mailing address. Make sure you check the certificate is correct and keep it for your records.
11. Where to Submit the COE to Educational Institutions Veterans need to submit a copy of the COE to the educational institution’s veterans affairs office or financial aid department to apply their benefits.

What Benefits Are Available?

The GI Bill® provides a wide array of benefits to help veterans achieve their educational and career goals. Key benefits include:

• Tuition and Fee Limitations: The Post-9/11 GI Bill® will pay the highest in-state tuition and fees at any public institution. The amount covered per academic year is capped for private or foreign institutions. There are also programs such as the Yellow Ribbon Program that help close the gap between tuition and what the GI Bill® covers.
• Monthly Housing Allowance (MHA): Qualifying veterans are awarded a monthly housing stipend based on the cost of living where their school is located. It provides you with an allowance to use for living expenses during school.
• Books & Supplies Stipend: To reduce the cost of books and other required supplies, you will receive an annual stipend.
• This benefit provides financial assistance to help veterans leave extreme rural regions to attend schooling. It is a lump sum funding.
• Tutorial: If a veteran needs additional help to succeed in their courses, financial support may provide for tutoring services.
• Licensing and Certification Reimbursement: The GI Bill® provides reimbursement for certain licensing and certification tests to help veterans gain the professional credentials needed in their fields.
• National testing programs: Fees such as SAT, LSAT, GRE, GMAT similar fees to other national standardized tests are paid to further education.

Additional Considerations

• GI Bill® Transferability: In certain situations, service members can transfer unused GI Bill® benefits to dependents (spouses or children). This transferability is subject to certain service requirements and obligations.
• Benefit Used to Expire: The Forever GI Bill® has removed the 15-year expiration date for Post-9/11 GI Bill® benefits for veterans who are discharged on or after January 1, 2013, so veterans can be much more flexible in planning their education for the future.
• Enrollment Status: Benefits received may differ based on current enrollment status (full-time versus part-time) and the form of instruction (on-campus versus online). Knowing that these factors affect your benefit amounts is key.
• Supplemental Programs: The Yellow Ribbon Program and others provide extra assistance to cover tuition and fees above the standard GI Bill® coverage, which can be particularly helpful for attending private schools.

Conclusion

The GI Bill® Certificate of Eligibility is the key that opens the door for veterans to all sorts of benefits that will help them achieve their academic and professional aspirations. With the right knowledge of eligibility criteria, application processes and the range of benefits that exist on this spectrum, veterans can leverage these resources to successfully transition to civilian life and build their careers. Veterans should stay up to date on this!